Boat Finance
From tinnies to luxury cruisers.
Smartway Finance has access to lenders who specialise in marine finance, making it easier to fund your next watercraft — whether it's a tinnie for weekend fishing or a luxury cruiser for the open water.
Rate
Marine specialists
Available Loan Structures
What's Included
Why choose Smartway for boat finance?
All types of watercraft — from tinnies to yachts
New and used boats
Marine-specialist lenders
Access to competitive lending options
Flexible terms
Trailers can often be included
Common Questions
Frequently Asked
Can I include a trailer in my boat loan?
In many cases, yes — trailer finance can be bundled into the same loan. Ask us for details.
Is marine finance different from car finance?
It can be. Some lenders specialise in watercraft and have specific criteria. We match you with the right lender for your asset type.
Can I finance a boat from a private seller?
Yes, private sale boat finance is available through lenders on our panel.
*Interest Rate: From 5.95% p.a. | Comparison Rate: From 5.95% p.a. WARNING: The comparison rate is based on a secured loan of $30,000 over a term of 5 years. This comparison rate applies only to the example given and may not include all fees and charges. Different loan amounts, terms, fees and charges may result in different comparison rates. Rates available to approved applicants only. All applications subject to lender credit assessment.
Ready to get started?
Apply in minutes or call our team — we'll compare options across 40+ lenders to find you the best deal.