Credit Sense
Understand, protect and improve your credit profile.
Your credit profile directly affects the rates and products available to you. Smartway Finance's Credit Sense service helps you understand where you stand, what lenders see, and how to put your best foot forward before applying for finance.
Rate
Expert guidance
Available Loan Structures
What's Included
Why choose Smartway for credit sense?
Full credit profile review
Understand what lenders see
Application strategy and timing
Credit score protection advice
Identify errors in your credit file
Expert guidance before you apply
Common Questions
Frequently Asked
What is Credit Sense?
Credit Sense is our expert credit guidance service. We review your credit profile, explain what lenders will see, and help you structure your application for the best outcome.
Will checking my credit score hurt it?
Checking your own credit score (a soft inquiry) does not affect it. Multiple lender applications in a short period can impact your score, which is why we help you apply strategically.
Can you help if I've had credit issues in the past?
Yes — we work with clients across a range of credit profiles. We'll be transparent about your options and find lenders suited to your situation.
*Interest Rate: From 5.95% p.a. | Comparison Rate: From 5.95% p.a. WARNING: The comparison rate is based on a secured loan of $30,000 over a term of 5 years. This comparison rate applies only to the example given and may not include all fees and charges. Different loan amounts, terms, fees and charges may result in different comparison rates. Rates available to approved applicants only. All applications subject to lender credit assessment.
Ready to get started?
Apply in minutes or call our team — we'll compare options across 40+ lenders to find you the best deal.