Business Finance
Equipment, vehicles & assets to grow your business.
Smartway Finance specialises in business lending across all business structures — sole traders, partnerships, companies, and trusts. From work vehicles to heavy equipment, we'll find the right structure to protect your cash flow and support your growth.
Rate
Business specialists
Available Loan Structures
What's Included
Why choose Smartway for business finance?
All business structures — sole trader, company, trust
Work vehicles, equipment, and machinery
Low doc options for self-employed
Fast settlements
Tax considerations may apply
Flexible terms and balloon options
Common Questions
Frequently Asked
What's a chattel mortgage?
A chattel mortgage is a popular business vehicle finance option that allows you to take ownership of the asset while the lender holds a mortgage as security. Depending on your circumstances, there may be tax considerations.
What is a novated lease?
A novated lease allows vehicle finance — and, if included, eligible running costs — to be managed through your pre-tax salary. This structure may offer budgeting benefits and potential tax considerations depending on your employment and personal circumstances.
Do you offer low doc loans for self-employed businesses?
Low doc vehicle loans are a business finance option available to business owners and self-employed applicants who may not have traditional income documentation. Lending criteria vary between providers, and alternative verification methods may be accepted depending on your circumstances. All applications are subject to lender approval and eligibility requirements.
*Interest Rate: From 5.95% p.a. | Comparison Rate: From 5.95% p.a. WARNING: The comparison rate is based on a secured loan of $30,000 over a term of 5 years. This comparison rate applies only to the example given and may not include all fees and charges. Different loan amounts, terms, fees and charges may result in different comparison rates. Rates available to approved applicants only. All applications subject to lender credit assessment.
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