Commercial Finance
Equipment, vehicles & assets to grow your business.
Smartway Finance specialises in commercial lending across all business structures — sole traders, partnerships, companies, and trusts. From work vehicles to heavy equipment, we'll find the right structure to protect your cash flow and support your growth.
Rate
Business specialists
Available Loan Structures
What's Included
Why choose Smartway for commercial finance?
All business structures — sole trader, company, trust
Work vehicles, equipment, and machinery
Low doc options for self-employed
Fast settlements
Tax benefits may apply
Flexible terms and balloon options
Common Questions
Frequently Asked
What's a chattel mortgage?
A chattel mortgage is a business finance product where the lender takes a mortgage over the asset (chattel). You own the asset from day one, and interest may be tax-deductible.
Do you offer low doc loans for self-employed businesses?
Yes — we work with lenders who offer low doc and alternative doc options for self-employed applicants who may not have traditional financials.
Can I claim the GST on a business vehicle?
In many cases, GST can be claimed on a business vehicle purchase. We recommend speaking with your accountant for specific advice.
*Interest Rate: From 5.95% p.a. | Comparison Rate: From 5.95% p.a. WARNING: The comparison rate is based on a secured loan of $30,000 over a term of 5 years. This comparison rate applies only to the example given and may not include all fees and charges. Different loan amounts, terms, fees and charges may result in different comparison rates. Rates available to approved applicants only. All applications subject to lender credit assessment.
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Apply in minutes or call our team — we'll compare options across 40+ lenders to find you the best deal.