New Car Finance
Drive away sooner with the right rate.
Buying a new car is exciting — and with Smartway Finance, the finance side should be just as easy. We compare options across 40+ lenders to find a competitive new car loan that fits your budget, timeline, and lifestyle.
Rate
from 5.95% p.a.*
Available Loan Structures
What's Included
Why choose Smartway for new car finance?
Interest rate from 5.95% p.a. | Comparison rate 5.95% p.a.*
Flexible terms from 1–7 years
Loans from $5,000 to $200,000
Finance any new vehicle from any dealership
Fast pre-approval — know your budget before you shop
No hidden fees — all costs explained before we submit your application
Common Questions
Frequently Asked
Can I get pre-approved before visiting a dealership?
Yes — we can arrange pre-approval so you know your budget before you shop. This puts you in a strong negotiating position at the dealership.
What's the minimum loan amount?
Most of our lenders have a minimum of $5,000 for new car finance. We'll confirm the exact limit based on your lender match.
Can I include dealer accessories in the loan?
In many cases, yes — accessories, extended warranties, and insurance can often be bundled. Ask us about your options.
*Interest Rate: From 5.95% p.a. | Comparison Rate: From 5.95% p.a. WARNING: The comparison rate is based on a secured loan of $30,000 over a term of 5 years. This comparison rate applies only to the example given and may not include all fees and charges. Different loan amounts, terms, fees and charges may result in different comparison rates. Rates available to approved applicants only. All applications subject to lender credit assessment.
Ready to get started?
Apply in minutes or call our team — we'll compare options across 40+ lenders to find you the best deal.