Used Car Finance
Quality used vehicles financed fast.
Whether you're buying from a dealership or a private seller, Smartway Finance can help you secure competitive used car finance. We work with lenders who specialise in pre-owned assets, making it easier to get the car you want at terms you can afford.
Rate
Access to competitive lending options
Available Loan Structures
What's Included
Why choose Smartway for used car finance?
Finance from dealerships or private sellers
Access to competitive lending options across 40+ lenders
Flexible terms from 1–7 years
Fast approvals — often same-day
All makes and models considered
Support with PPSR checks and paperwork
Common Questions
Frequently Asked
Can I finance a car from a private seller?
Yes, we can help finance vehicles bought from private sellers, dealerships, or auctions. We'll also assist with ownership checks.
Is there an age limit on the vehicle?
Different lenders have different policies on vehicle age. We'll match you with lenders who can work with your chosen vehicle.
Can I trade in my current vehicle?
Trade-ins are arranged through the dealership, not through us. However, we can ensure your finance is structured to account for a trade-in value.
*Interest Rate: From 5.95% p.a. | Comparison Rate: From 5.95% p.a. WARNING: The comparison rate is based on a secured loan of $30,000 over a term of 5 years. This comparison rate applies only to the example given and may not include all fees and charges. Different loan amounts, terms, fees and charges may result in different comparison rates. Rates available to approved applicants only. All applications subject to lender credit assessment.
Ready to get started?
Apply in minutes or call our team — we'll compare options across 40+ lenders to find you the best deal.